By refinancing an existing loan, the consumer's total finance charges may be higher over the life of the loan.
Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following:
Mortgage Banker: Caliber Home Loans, Inc
NMLS ID: 15622
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1- 877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov.
The following states require disclosure of the information below. If a state is not listed, it doesn’t require a specific disclosure.
| State | License Type | Disclosure |
|---|---|---|
| Alabama | Manufactured Dealer | |
| Alaska | Collection Agency | Mortgage Lender License No. AK 15622 |
| Arizona | Arizona Mortgage Banker License No. 0923637 | |
| Arkansas | Collection Agency | |
| Loans made or arranged pursuant to a California Residential Mortgage Lending Act or California Financing Law license. | ||
| Colorado | Supervised LenderSales Finance Notification | Mortgage Company Registration Regulated by the Division of Real Estate |
| Delaware | Motor Vehicle Sales Finance | Licensed by the Delaware State Bank Commissioner, License 5202 expires 12/31 |
| Florida | Consumer Collection Agency | |
| Georgia | Residential Mortgage Lender Licensee No. 7330 | |
| Hawaii | Collection Agency | |
| Illinois | Consumer Installment Loan Registration | Illinois Residential Mortgage Licensee No. MB.0004043, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858 The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. |
| Illinois | Illinois Residential Mortgage Licensee No. MB.0004043, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858 The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. | |
| Kansas | UCCC Credit Notification Registrant | Licensed Mortgage Company, License Number SL.0000796 |
| Louisiana | Notification FilerMotor Vehicle Sales Finance | |
| Maryland | Caliber Home Loans, Inc. NMLS ID #15622 (www.nmlsconsumeraccess.org) | |
| Massachusetts | MA Mortgage Lender and Broker License #MC15622. | |
| Michigan | Michigan 1st Mortgage Broker/Lender/Servicer Registrant. License No. FR0023547 | Michigan 1st Mortgage Broker/Lender/Servicer Registrant No. FR0023547, effective February 28, 2009, by the Department of Insurance and Financial Services, P. O. Box 30220, Lansing, MI 48909-7720, (877-999-6442) ). |
| Michigan | Michigan 2nd Mortgage Broker/Lender/Servicer Registrant. License No. SR0088 | Michigan 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0088, effective February 28, 2009, by the Department of Insurance and Financial Services, P. O. Box 30220, Lansing, MI 48909-7720, (877-999-6442) ). |
| Michigan | Michigan Regulatory Loan License. License No. RL3046 | Michigan Regulatory Loan License No. RL3046, effective July 22, 2003, by the Department of Insurance and Financial Services, P. O. Box 30220, Lansing, MI 48909-7720, (877-999-6442) ). |
| Minnesota | MN-MO-40149066, This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4) | |
| Mississippi | Licensed by the Mississippi Department of Banking and Consumer Finance | |
| Missouri | Consumer Credit Loan CompanyMotor Vehicle Time Sales Finance | Missouri Branch NMLS ID 1645570 |
| Montana | Lender License No. 15622 | |
| Nevada | Foreign Collection Agency | 3753 Howard Hughes Parkway, Sute 257, Las Vegas, NV 89169, (702) 784-5975 |
| New Hampshire | Licensed by the New Hampshire Banking Department | |
| New Jersey | Consumer LoanSales Finance Company | Licensed by the N.J. Department of Banking and Insurance, Licensed Mortgage Banker |
| New Mexico | Collection Agency | |
| New York | City of Buffalo Collection AgencyCity of New York Collection Agency | Licensed Mortgage Banker- NYS Department of Financial Services |
| Ohio | MBMB.850184.000 | |
| Oklahoma | Supervised LenderAnnual Notification Filing | |
| Oregon | Mortgage Lender License ML-324 | |
| Pennsylvania | Sales Finance Company | |
| Puerto Rico | Mortgage Lender/Servicer (Concesionarios/Administradores de Préstamos Hipotecarios) License No. IH-176. Loans serviced pursuant to the Puerto Rico Mortgage Lender/Servicer license. | |
| Rhode Island | Licensed Lender | |
| South Carolina | Consumer Credit Grantor Notification | |
| Texas | Regulated LenderThird Party Debt Collector | |
| Utah | Collection Agency ForeignConsumer Credit Notification | |
| Virginia | NMLS ID #15622 (www.nmlsconsumeraccess.org) | |
| Washington | Collection Agency Business | |
| Washington | Consumer Loan Company License No. CL-15622 | |
| West Virginia | Business Registration Cert. for Collection Agency | |
| Wisconsin | Sales Finance Company | |
| Other Approvals | Veteran's Affairs Title I HUD - FHA Certification Title II HUD - FHA Certification Ginnie Mae Fannie Mae Freddie Mac United States Department of Agriculture |